Stokvel Year-End / Dispute Meeting Pack (SA)
What to bring into a year-end or dispute meeting: shared constitution rules + contribution and payout numbers — not another blank tracker.
Read guideSouth Africa · Digital downloads · Faceless brand
Stop running the stokvel from WhatsApp chaos.
Plain Desk builds calm, practical templates for treasurers and phone-first hustles — constitution wording, contribution trackers, claims checklists, and admin sheets you own.
Get Stokvel OS — R199 Free contribution sheet All live products
- Adaptable constitution template
- Member register + contribution tracker
- Fine / loan log + year-end payout sheet
- Excel & Google Sheets friendly · instant download
Not a bank. Not insurance. Not a NASASA filing service. You keep the money and the member data.
Primary · live on Gumroad
Stokvel OS
One treasurer pack for SA savings clubs, grocery stokvels, and burial society bookkeeping. Rules on paper; money movements in a ledger you own.
Live on Gumroad
All links open Plain Desk / sister brands on Gumroad. Faceless COI-safe — no personal face, no employer niche. Stokvel OS stays the primary cash SKU; Wave2 packs (LeesLig, Parent/Couple Compass, Adult Desk) are live too.
Primary · R199
Stokvel OS
Constitution + contribution tracker + payout sheets for SA stokvels and savings clubs.
Secondary · R149
Load-shedding Continuity Kit
WhatsApp away messages, booking queue, and power-back checklist for SA freelancers.
Secondary · R199
Household First-Hire Admin Pack
Hours log, payslip stub, leave tracker, UIF links — templates only, not legal advice.
Secondary · R199
SA Rental Inspection + Deposit Pack
Incoming/outgoing checklist, photo log, deposit letters — templates only, not legal advice.
Secondary · R99
Church/Society AGM Minutes Pack
Agenda, attendance, resolutions, and handover checklist for church & society AGMs — templates only.
Secondary · R99
Little Angels Grade R Practice Pack
Calm Grade R practice pages for home — print-friendly worksheets. Not a school or curriculum.
Secondary · R149
Steady Kit Coping Tools Pack
Practical coping worksheets and calm tools you download and own — not therapy or medical advice.
Secondary · R129
First Minutes First-Aid Wait Pack
What to do while you wait for help — checklists only. Not a first-aid course or medical advice.
Secondary · R99
LeesLig
Afrikaans reading practice printables for Gr 1–7 enrichment — short sessions, parent guide. Not CAPS or ADHD treatment.
Secondary · R149
Parent Compass
Everyday parenting situation scripts and worksheets — bedtime, siblings, screens, repair. Not therapy or legal advice.
Secondary · R149
Couple Compass
Adult 18+ relationship tools: check-ins, repair scripts, listening, appreciation. Not couples therapy.
Secondary · R199
Adult Desk
SA adulthood launch checklists — bills, insurance map, car, housing, tax overview. Templates only, not advice.
R199
Burial Society Treasurer Pack
Good-standing register, claims checklist, minutes, and year-end close — records only, not insurance.
R249
SA Phone-Business Admin Kit
Quotes, invoices, WhatsApp setup, and payment follow-ups for phone-first SMEs.
R249
Agent Ops Starter
Company OS, charters, routines, and sales board templates for a small AI-agent desk.
R299
Gumroad → Sheet Automation
Blueprint to log Gumroad sales into a Google Sheet (Make / n8n steps + ledger CSV).
R149
Digital Seller Bookkeeping
Sales, fees, expenses, and payout ledger for Gumroad sellers — ZAR-friendly CSVs.
R199
Weekly Kaizen Operator Pack
Friday review, bottleneck log, kill criteria, backlog, and operator scorecard — CSV worksheets.
R249
Notion Solopreneur OS
One-role Notion cockpit: weekly dashboard, sales, content queue, kill rules, money hygiene.
R149
ATS CV Pack
SA-friendly ATS CV templates and checklist for job applications.
R149
Freelancer Starter Bundle
Invoice / quote sheet, LinkedIn checklist, and cover-letter scripts for SA freelancers.
Store: stofficial.gumroad.com
Guides
Free reading for treasurers, secretaries, and digital sellers. Each guide ends with a pack CTA.
Free Stokvel Contribution Sheet (SA)
Printable Jan–Dec contribution tracker: members, months, YTD total, notes. Free micro-pain freebie — bridges to Stokvel OS R199.
Free Stokvel Tracker vs Treasurer Pack (SA)
Free Excel/Sheets trackers cover contributions. A treasurer pack adds constitution, fines/loans, and year-end payout — one download. Primary CTA: Stokvel OS.
Download Spreadsheet vs Stokvel App (SA)
When a one-time Excel/Sheets treasurer pack beats a monthly stokvel app — and when an app might fit. Honest limits; Stokvel OS CTA.
Stokvel Year-End Payout Checklist (November SA)
November prep: freeze contributions, close fines/loans, minute the share-out before December fights. Stokvel OS CTA.
Burial Membership Form vs Contribution Sheet (SA)
Membership forms join people. Contribution sheets track who paid. Separate the jobs — records only, not funeral insurance. Stokvel OS CTA.
Stokvel Contribution Tracker Excel (SA)
Excel contribution tracker for SA stokvels: paid status, arrears, ZAR totals, and payout-ready summary. Primary CTA: Stokvel OS.
Stokvel Year-End Payout Sheet SA
Freeze contributions, apply fines/loans, and agree clear ZAR totals before December payout. Faceless templates — Stokvel OS.
How to Run a Stokvel from WhatsApp (SA)
Keep WhatsApp for reminders; keep the contribution register and year-end payout in a sheet you own. Stokvel OS primary.
Stop Running Your Stokvel from WhatsApp Chaos
Replace WhatsApp contribution chaos with a clear SA stokvel constitution + contribution tracker. Primary pack: Stokvel OS.
Stokvel Constitution vs Treasurer Pack
Free constitution PDFs cover rules. A treasurer pack adds member register, contribution tracker, and payout sheets for SA stokvels.
Stokvel Spreadsheet Template South Africa
Build a clear SA stokvel spreadsheet: member register, contribution tracker, fines, and year-end payout. Excel and Google Sheets friendly.
Burial Society Contribution Sheet (SA)
Keep burial society contributions clear with a simple sheet: members, paid status, arrears. Records only — not funeral insurance.
Burial Society Treasurer Pack SA
Good-standing register, claims checklist, minutes, and year-end close for SA burial society treasurers. Records only — not insurance.
Stokvel Contribution Tracker (Excel/Sheets)
Set up a stokvel contribution tracker in Excel or Google Sheets: paid status, arrears, and payout-ready totals for SA treasurers.
Savings Club Template South Africa
SA savings club template: constitution wording, member register, contribution tracker, and year-end payout sheet for treasurers.
Weekly Kaizen Template South Africa
Digital seller weekly review: Friday checklist, bottleneck log, kill criteria, and operator scorecard. Faceless templates only.
Notion Solopreneur Template SA
One-role Notion cockpit for SA digital sellers: weekly dashboard, sales, content queue, kill rules, money hygiene.
SA Phone-Business Admin Kit
Quotes, invoices, WhatsApp setup, and payment follow-ups for South African phone-first SMEs. Faceless templates only.
Gumroad to Google Sheet Automation
Log Gumroad sales into a Google Sheet with Make / n8n steps plus a ledger CSV. Faceless blueprint — templates only.
Gumroad Bookkeeping South Africa
Digital seller ledger for sales, fees, expenses, and payouts — ZAR-friendly Gumroad bookkeeping. Faceless templates only.